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seerates.com
Interest Rate Reduction Center
Santa Clara & San Mateo Counties  (408) 252-7334
Sacramento, Placer & El Dorado Counties  (916) 705-2630
Click below for today's rates
Rate         Points       Program          APR
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30 yr
30 yr Supr
20 yr 
15 yr
Licensed by the CA Dept. of Real Estate.
License #00904833
Real Estate Broker
(408) 252-7334
(916) 705-2630
Found your dream home and need a mortgage? 
Take advantage of our low rates and personal service.
We will save you time and money.
Need to lower your monthly house payments?
Need cash out to consolidate debts or do improvements?
Interested in a no point / no fees loan?                 Call IRRC today!

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click here to see interest rates
The Original "No Cost" Loan
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Lowest rates in decades!!!
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Major changes in the Jumbo mareket

Loan amounts to $729K

Great 30 year fixed rate currently available!

Call for instatnt quote!
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No Points / No Fees
We innovated the No points / No fees refi  in 1991 and it is still one of the most popular  programs  we  offer.
(408) 252-7334 or  (916) 705-2630
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***Bulletin ***
Call for today's lowest interest rate!

Still offering the best interest rates in the industry.
   Due to historic low interest rate in 2010 we are no longer updating the website on a daily basis, please call for today's rate.
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Lowest interest rate in 50+ years.  If your current interest rate is over 4.750% you can probably benefit from refinancing!