IRRC - online Interest Rate Reduction Center

Santa Clara County  (408) 252-7334 Sacramento County  (916) 987-3063

Click "seerates" for today's rates

Licensed by the CA Dept. of Real Estate. License #00904833 Real Estate Broker (408) 252-7334 (916) 987-3063

Many new home builders & developers offer special rebates if you finance with them.  At IRRC we work with most developers to offer an even better financing package in most cases.

Found your dream home and need a mortgage?  Take advantage of our low rates and personal service. We will save you time and money.

Need to lower your monthly house payments? Need cash out to consolidate debts or do improvements? Interested in a no point / no fees loan?                 Call IRRC today!

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Interest Rates have Dropped!

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"Interest Only " Take advantage of lower payments with our interest only payment option.

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Home Equity Line of Credit

A home equity line may be a great choice if you need cash out of your home.

Borrow $25,000. for a new car.         Pay as little as $ 90.00 per month Borrow $40,000. for a new RV.         Pay as little as $145.00 per month Borrow $100,000. for room addition.  Pay as little as $360.00 per month No appraisal fee.  No title fee.  No closing costs.  No lender fees. Call for details.  Loan to value restrictions apply.  Minimum credit score required.